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Country Bank

Debit Card Protection

Here you are Protected

Debit card fraud is on the rise in the United States – jumping 70% in 2016, with non-bank ATMs and hacked Point-of-Sale devices posing the largest risk to consumers.

smsGuardian monitors all your debit card purchases, and sends you text messages regarding activity on your card. If you receive a text about a fraudulent transaction, you can reply immediately and your card will be  blocked from further criminal activity.

smsGuardian is available to all Country Bank debit cardholders, but you must register your card (or cards).

Here’s how it works

After signing up for smsGuardian, you will begin receiving text messages regarding activity on your ATM and debit cards. If you receive a text about a transaction that you believe is fraudulent, you can reply immediately and your card will be blocked from further suspicious activity. If you receive this message and you know the purchase is legitimate, you don’t need to do anything.

To ensure your security, enrollments are good for one year – You will be notified prior to expiration of your Guardian account and may text a reply to renew.

A few other things to note

  • Changing your mobile service provider may require you to re-enroll your mobile device.
  • The cell phone or mobile device must have the ability to send and receive text messages and the use of “short codes” must not be blocked. Short codes are special telephone numbers, often five digits long, which are used to send text messages from mobile phones.You are responsible for any text messaging fees from your phone or tablet service carrier.
  • To enroll all you need is the 16-digit card number, the last 4 of your Social Security Number, and the phone number of the device on which you want to received the text alerts.

Here, we’re  ready to take care of you.

For more information on our wide range of banking services, call or stop by any of our convenient locations, or use our contact form. 

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